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SERVICES AND PRODUCTS

Settlement Services:    
Residential Purchase
Residential Refinance
Residential 2nd Mortgage
Residential Simultaneous 2nd Mortgage
Residential Seller Only
Release Processing
Release Registration
$250.00
$250.00
$175.00
$125.00
$150.00
$35.00
$31.00
 
Title Examination Services:  
Residential Subdivision Lots:
Acreage/Commercial Lots ($325.00 minimum) per day
Current Owner Search
Judgment Search (per name and per city)
$115.00
$325.00
$90.00
$50.00
   

Construction Draw Updates/Endorsements:

Less than $250,000
$250,000-$500,000
Over $500,000
Credit Line Construction
$250.00
$285.00
Call for Quote
$75.00 per draw

Title Commitment/Limited Title Report

 
Residential
Commercial
$40.00
$60.00
Title Update & Recording  
Chesapeake, Norfolk, Portsmouth, Suffolk
and Virginia Beach
$45.00
 
Franklin, Hampton, Isle of Wright,
James City, Newport News and York
$60.00
 

Standard Policies for owners and lenders

TitleQuest and First American Title Insurance Company offer Eagle Protection, designed to cover the homeowner with up to $25,000 to repair previous improvements made on the home improperly, or without permits. Created to benefit homeowners, this policy covers losses traditionally covered by title insurance, as well as violations that existed before the property was purchased, including post-policy encroachments, forgery, building permit violations, inflation coverage, and living trust coverage.

Limited 2006 ALTA policies for owners, lenders, and leaseholders

Offers protection to the property owner in the event of defect, lien, or encumbrance on the title. Also covers title unmarketability, and lack of right of access to and from the property.

 

Title Insurance Rates
 
Owners Title Insurance Rates Limited Coverage
Per Thousand
Extended Coverage
Per Thousand

Up to $100,000 of liability written
Over $100,000 and up to $500,000 add
Over $500,000 and up to 1,000,000 add
Over $1,000,000 and up to 5,000,000 add
Over $5,000,000 and up to 10,000,000 add
Over $10,000,000 and up to 20,000,000 add
Over 20,000,000 add
Minimum Premium: $125.00

$ 3.90
$ 3.40
$ 3.00
$ 2.00
$ 1.75
$ 1.00
$ .75
$ 4.68
$ 4.08
$ 3.60
$ 2.40
$ 2.10
$ 1.20
$ .90
 
 
Lender Title Insurance Rates Limited Coverage
Per Thousand
Extended Coverage
Per Thousand

Up to $100,000 of liability written
Over $100,000 and up to $500,000 add
Over $500,000 and up to 1,000,000 add
Over $1,000,000 and up to 5,000,000 add
Over $5,000,000 and up to 10,000,000 add
Over $10,000,000 and up to 20,000,000 add
Over 20,000,000 add
Minimum Premium: $125.00

 

$ 2.90
$ 2.40
$ 2.00
$ 1.50
$ 1.00
$ .75
$ .50
$ 3.48
$ 2.88
$ 2.40
$ 1.80
$ 1.20
$ .90
$ .60
 

Tax Deferred Exchanges

1031 Tax Deferred Exchanges are a powerful tool for using your equity in acquiring investment opportunities, as well as consolidating and diversifying assets. While there are complex rules and regulations placed on the exchange, allowing TitleQuest to handle your exchange takes the burden away.

Our Qualified Intermediaries are:

API
First American Exchange Company
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